隐私政策 我们在Banaba非常重视数据保护和隐私。本隐私政策概述了我们如何收集和使用您的个人数据，我们鼓励您完整阅读。以下是我们隐私政策和实践的关键点概述：

通过创建账户、访问我们的服务或选择接收我们的通信，您承认您接受以下所述的实践和政策，并同意我们将按照本隐私政策所述的方式收集、使用和披露您的信息。如果您未满18岁，请务必与父母或监护人一起阅读本隐私政策。

Banaba会尽力满足用户所在国家的隐私要求。

目录

个人数据来源类别 我们从以下类别的来源收集您的个人数据：

我们收集或披露个人数据的商业或业务目的

法律义务 我们可能会将我们收集的任何个人数据披露给第三方，以配合任何法律义务。

业务转移 如果我们经历合并、收购、破产或其他交易，您的所有个人数据可能会被转移给第三方。在这些事件发生时，我们将尽合理努力在您的信息受不同隐私或安全政策和实践约束之前通知您。

非个人数据 我们可能会创建从个人数据中移除能够使数据与特定用户相关的信息的汇总、去识别或匿名数据。我们可能会将这些汇总、去识别或匿名数据用于合法的商业目的，包括分析、构建和改进服务及推广我们的业务，但我们不会以可能识别您的方式披露这些数据。

我们在您拥有一个开放账户的期间内保留有关您的个人数据，或在提供我们的服务所需的期间内保留。在某些情况下，如果这样做是为了履行我们的法律或业务义务、解决争议或收取欠款，或根据适用法律、法规或规定的要求，我们会更长时间地保留个人数据。我们还可能以匿名、去识别或汇总的形式保留信息，使信息无法识别您个人。

如果您是未达到法定年龄的儿童的服务用户的父母或监护人，您可以随时联系我们，要求我们停止收集该用户的个人数据，帮助删除已收集的该用户的任何个人数据，或停止向第三方披露从该用户收集的个人数据，但继续允许在与服务相关的情况下收集和使用从该用户收集的个人数据。

如果您是未达到法定年龄的儿童，您的父母或监护人可以通过联系我们，查看您Banaba账户内或与之关联的所有信息，包括但不限于上述所有个人数据类别。

我们将在适用法律要求的时间内回复您的有效请求。我们不会收取费用，除非您的有效请求过于频繁、重复或明显无理。如果我们认为您的有效请求需要收费，我们会在完成您的请求之前通知您费用并解释该决定。

您可以通过以下方式提交有效请求：

您也可以授权代理人代表您行使您的权利。为此，您必须向授权代理人提供书面许可以代表您行使权利，并且我们可能会在授权代理人代表您提出请求时要求提供此书面许可的副本。

Privacy Policy

At Banaba, we prioritize data protection and privacy. This Privacy Policy details how we collect and use your Personal Data, and we encourage you to read it thoroughly. Here is a summary of the key points of our privacy practices:

By creating an account, using our Services, or opting into our communications, you acknowledge that you accept the practices and policies described below, and you consent to our collection, use, and disclosure of your information as described in this Privacy Policy. If you are under 18, please read this Privacy Policy with a parent or guardian.

Banaba will strive to meet the privacy requirements of the country in which you reside.

Table of Contents

Sources of Personal Data We collect Personal Data about you from the following sources:

Purposes for Collecting or Disclosing Personal Data

Legal Obligations We may disclose any Personal Data we collect to third parties in conjunction with any legal obligations.

Business Transfers If we undergo a merger, acquisition, bankruptcy, or other transaction in which a third party assumes control of our business (in whole or in part), all of your Personal Data may be transferred to that third party. Should one of these events occur, we will make reasonable efforts to notify you before your information becomes subject to different privacy or security policies and practices.

Non-Personal Data We may create aggregated, de-identified, or anonymized data from the Personal Data we collect by removing information that makes the data personally identifiable to a specific user. We may use such aggregated, de-identified, or anonymized data and disclose it to third parties for our lawful business purposes, including to analyze, build, and improve the Services and promote our business, provided that we will not disclose such data in a manner that could identify you.

physical, technical, organizational, and administrative security measures based on the type of Personal Data and how we are processing that data. We use industry-standard encryption to protect your data and further encrypt Private Sensitive Personal Data to ensure only you and those you choose to share it with can view it in unencrypted form. We also ask you to help protect your data by appropriately selecting and protecting your password and/or other sign-on mechanisms; limiting access to your computer or device and browser; and signing off after you have finished accessing your account. Although we strive to protect the security of your account and other data we hold, please be aware that no method of transmitting data over the internet or storing data is completely secure.

We retain Personal Data about you for as long as you have an open account with us or as necessary to provide you with our Services. In some cases, we retain Personal Data longer if required to comply with our legal or business obligations, resolve disputes, or collect fees owed, or as otherwise required by applicable law. We may also retain information in an anonymous, de-identified, aggregated form such that information would not identify you personally.

If you are a parent or guardian of a user of our Services who is a child under the age of consent, you may contact us at any time to ask that we stop collecting Personal Data from such user, assist you in deleting any Personal Data already collected from such user, or stop disclosing Personal Data collected from such user to third parties but continue to allow for the collection and use of Personal Data collected from such user in connection with the Services.

If you are a child under the age of consent, your parent or guardian can view all information within or associated with your Banaba account, including all categories of Personal Data as outlined above, by contacting us at [email protected].

We will work to respond to your Valid Request within the time period required by applicable law. We will not charge you a fee for making a Valid Request unless your Valid Request(s) is excessive, repetitive, or manifestly unfounded. If we determine that your Valid Request warrants a fee, we will notify you of the fee and explain that decision before completing your request.

You may submit a Valid Request by emailing us at: [email protected] with the subject line "Data Rights Request."

You may also authorize an agent to exercise your rights on your behalf. To do this, you must provide your authorized agent with written permission to exercise your rights on your behalf, and we may request a copy of this written permission from your authorized agent when they make a request on your behalf.

https://banaba.ai

欢迎来到Banaba！Banaba.ai.（“Banaba”，“我们”）的目的是通过我们的网站（“网站”）、移动应用程序（“应用”）、产品和服务（统称为“服务”）提供圣经解读，祈祷和社交服务，以帮助我们在信仰和精神生活中成长，并在上帝中找到平安。

请继续阅读以了解您使用我们的服务的规则和限制。如果您对这些条款或服务有任何疑问、意见或担忧，请通过以下方式联系我们：

这些服务条款（“条款”）是您与Banaba.ai（“Banaba”，“我们”）之间的具有约束力的合同。您以任何方式使用服务即表示您同意所有这些条款，并且这些条款将在您使用服务期间持续有效。这些条款包括本文档中的规定以及隐私政策、Cookie政策和版权争议政策中的规定。您使用或参与某些服务也可能受额外政策、规则和/或条件（“附加条款”）的约束，这些条款在此引用，您理解并同意通过使用或参与任何此类服务，您同意也遵守这些附加条款。

请仔细阅读这些条款，如果您未满18岁，请务必与父母或监护人一起阅读这些条款。它们涵盖了关于向您提供的服务及我们向您收取的任何费用、税款和费用的重要信息。这些条款包括有关这些条款未来变更的信息、自动续订、责任限制、集体诉讼豁免以及通过仲裁而非法院解决争议的信息。请注意，您对我们服务的使用和访问受以下条款的约束；如果您不同意以下所有条款，您不得以任何方式使用或访问服务。

仲裁通知和集体诉讼豁免： 除以下仲裁协议部分描述的某些类型的争议外，您同意您与我们之间的争议将通过具有约束力的个别仲裁解决，并且您放弃参加集体诉讼或集体仲裁的权利。

我们不断努力改进我们的服务，因此这些条款可能需要随着我们的服务而变更。我们保留随时更改条款的权利，但如果我们这样做，我们将在我们的网站上放置通知，发送电子邮件给您，和/或尝试通过其他方式通知您。除非另有说明，否则条款的变更在发布时生效。

如果您不同意新的条款，您可以自由拒绝它们；不幸的是，这意味着您将不再能够使用服务。如果您在条款变更后以任何方式使用服务，即表示您同意所有更改。

除非我们在此描述的变更，任何其他修改或更改这些条款将不会生效，除非由您和我们双方书面签署。如果您与Banaba有争议，以Banaba收到实际争议通知时的服务条款版本适用。

Banaba非常重视用户的隐私。有关当前的Banaba隐私政策，请点击隐私政策。

我们不会有意收集或征求未成年儿童的个人身份信息（在每种情况下称为“未达到同意年龄的儿童”），除非获得该儿童的父母或监护人的可验证同意（“父母同意”），除了为获得父母同意所需收集的少量个人身份信息（“必要信息”）。在我们收到父母同意之前，我们将仅使用必要信息来获得父母同意。如果您是未达到同意年龄的儿童，请不要在我们获得父母同意之前尝试注册或以其他方式使用服务或向我们发送任何关于您的个人信息，除了在父母同意过程中提供的必要信息。如果您认为未达到同意年龄的儿童可能在未获得父母同意的情况下向我们提供了个人信息（超出必要信息），请通过[email protected]联系我们。有关我们如何处理儿童的个人数据的更多信息，请参阅我们的隐私政策中的“儿童的个人数据”部分。

要访问服务的某些功能，您可能需要注册账户（“账户”），选择密码和用户名（“Banaba用户ID”），并向我们提供某些信息或数据，例如您的联系信息。您承诺向我们提供准确、完整和更新的注册信息。您不得选择您无权使用的名称作为您的Banaba用户ID，也不得以冒充他人为目的选择其他人的姓名。未经我们的事先书面许可，您不得将您的账户转让给他人。

此外，您可能能够通过使用其他服务（例如Google和Apple提供的服务）的账户凭证来访问服务的某些部分或功能（每个称为“第三方账户”）。通过第三方账户使用服务，您允许我们访问该账户的某些信息以供服务使用。最终，您控制可访问的信息量，并可以通过调整第三方账户的设置来行使此控制权。

您声明并保证您是具有签订具有约束力的合同的法定年龄的个人（如果不是，您已经获得父母或监护人的许可使用服务，并且您的父母或监护人已经同意代表您遵守这些条款，并通过我们的父母同意过程）。

您仅将服务用于您自己的内部、个人、非商业用途，而不是代表或为任何第三方的利益，并且仅以符合所有适用法律的方式使用服务。如果适用法律禁止您使用服务，则您无权使用服务。我们无法也不会对您以违反法律的方式使用服务负责。

您不得与他人共享您的Banaba用户ID、账户或密码，您必须保护您的Banaba用户ID、账户、密码和任何其他访问工具或凭证的安全。您对与您的Banaba用户ID和账户相关的任何活动负全部责任。

作为服务的一部分，您可能会通过服务收到通信，包括Banaba发送给您的消息（例如通过电子邮件或SMS）。如果您在消息程序中遇到问题，可以通过[email protected]获取帮助。您可以通过按照这些电子邮件中的说明或联系我们的[email protected]选择退出接收促销电子邮件。如果您选择退出促销电子邮件，我们仍可能向您发送事务性或管理性电子邮件，例如关于您账户或我们正在进行的业务活动的电子邮件，包括法律通知。在获得您的同意后，我们可能会向您的移动设备发送促销和其他推送通知。您可以通过更改设备上的推送通知设置来关闭这些通知。

通过注册服务并向我们提供您的无线号码，您确认并选择加入Banaba发送我们认为您可能感兴趣的通信，包括信息和营销SMS消息，并可能包括Banaba使用自动拨号技术向您提供的无线号码发送短信。运营商对延迟或未送达的消息不承担责任。您同意接收这些通信，并且您还声明并保证，您为其注册服务或提供无线电话号码的每个人都已同意接收来自Banaba的通信。

您同意赔偿并使Banaba免受因您违反上述规定而引起的任何及所有索赔、责任、损害（实际和后果性）、损失和费用（包括律师费）。

您声明、保证并同意，您不会以任何方式提供或贡献任何内容，包括任何内容或用户提交（如以下定义），或以违反以下条款的方式使用或互动服务：

上述任何违反行为都是终止您使用或访问服务权利的理由。

在或通过服务展示或可用的材料，包括但不限于音频和/或视觉内容、文本、图形、数据、文章、照片、图像、插图、用户提交等（统称为“内容”）受版权和/或其他知识产权法律（包括《数字千年版权法案》的保护）。您承诺遵守通过服务访问的任何内容中的所有版权通知、商标规则、信息和限制，并且您不得未经内容所有者的事先同意或以违反他人（包括Banaba）的权利的方式使用、复制、再现、修改、翻译、出版、广播、传输、分发、表演、上传、展示、许可、销售、商业化或以其他方式利用任何不属于您的内容。

根据这些条款，我们授予每个服务用户在全球范围内的非独占、不可再授权和不可转让的许可，使用（即下载和本地显示）内容，仅用于使用服务的目的。除非事先获得我们的书面许可，否则禁止将任何内容用于除使用服务以外的任何目的。您理解Banaba拥有服务的所有权。除非本文另有明确规定，否则您不得修改、发布、传输、参与转让或销售、复制（除非本文明确规定）、基于服务创建衍生作品或以其他方式利用任何服务。服务可能允许您复制或下载某些内容，但请记住，即使存在这些功能，所有本节中的限制仍然适用。

用户提交

您通过服务发布、上传、共享、存储或以其他方式提供的任何内容是您的“用户提交”。

您对通过服务提交的所有用户提交负全部责任。您声明您提交的所有用户提交是准确、完整、最新的，并且符合所有适用的法律、规则和法规。您同意，您不会通过服务发布、上传、共享、存储或以其他方式提供违反“服务使用限制”部分条款的任何用户提交。

我们对任何用户提交的内容不负责，并且我们不认可任何此类用户提交中包含的观点。我们对任何用户提交不做任何担保或声明，包括其准确性或合法性。我们有权向声称其权利受到您共享用户提交或公开用户提交侵害的第三方披露您的身份。

我们可能会将反馈和其他提交用于我们的内部业务目的，例如研究趋势和改进服务或营销服务。您承认我们可能会间接地从您共享用户提交、公开用户提交或反馈和其他提交中获益。为清楚起见，除非您明确授权，否则我们不会以任何方式公开或以任何与我们的隐私政策不一致的方式共享您的用户提交或个人数据。

我们不审核用户提交的内容，但我们有权在运营服务并遵守法律或监管要求时审核用户提交的内容。我们保留在任何时候（自行决定）删除、编辑或拒绝发布任何共享用户提交或任何公开用户提交的权利，且无需事先通知。违反这些条款的用户提交行为是限制和/或终止您使用或访问服务权利的理由。

许可证

为了在服务上展示您的用户提交，并允许其他用户查看它们（如适用），您授予我们对这些用户提交的某些权利。请注意，以下所有许可证均受我们的隐私政策的约束，涉及同时也是您个人数据的用户提交。

对于所有用户提交，您在此授予Banaba修改（出于技术目的，例如确保您的内容在应用程序和网站上可见）、汇总、复制和以其他方式处理用户提交的许可，以便我们能够运营服务，如下文更详细描述的那样。

对于私人用户提交，您授予Banaba上述许可，以及显示、执行和分发您的私人用户提交的许可，目的是使您能够访问该私人用户提交并提供必要的服务。

对于共享用户提交，您授予Banaba上述许可，以及显示、执行、汇总、匿名化和分发您的共享用户提交的许可，目的是使其他指定用户（包括教区管理员）能够访问该共享用户提交，并提供必要的服务。此外，您授予这些其他指定用户访问该共享用户提交的许可，并根据服务的功能使用和行使其中的所有权利。

对于公开用户提交，您授予Banaba上述许可，以及显示、执行、汇总、匿名化和分发您的公开用户提交的许可，以使其他服务用户能够访问该公开用户提交，并提供必要的服务。

对于反馈和其他提交，您授予Banaba上述许可，以及使用、编辑、显示、执行、分发、创建衍生作品和充分利用您的反馈的许可，以便在我们的（以及我们的继承人和受让人的）业务中用于推广和重新分发服务的全部或部分（及其衍生作品），包括通过任何媒体格式和通过任何媒体渠道（包括但不限于第三方网站和信息源），即使在您的账户终止后也是如此。

为清楚起见，上述许可证授予我们和我们的用户并不影响您对用户提交的其他所有权或许可证权利，包括授予用户提交的附加许可证的权利，除非另有书面约定。您声明并保证您拥有授予我们此类许可证的所有权利，且不会侵犯或违反任何第三方权利，包括但不限于任何隐私权、公开权、版权、商标、合同权利或其他知识产权或专有权利。您同意授予的许可证是免版税的、永久性的、可再授权的、不可撤销的和全球性的。

服务的某些功能允许您与他人共享使用活动或信息。当内容被授权共享时，我们将明确标识您被授权重新分发的内容及其重新分发的方式，通常通过在内容上或附近提供“共享”按钮。如果您与他人（包括任何社交网络）共享服务中的信息，您授权Banaba与适用的第三方共享该信息。请查看您与或通过其共享信息的任何第三方的政策，以了解他们可能如何使用您的信息。如果您重新分发内容，您必须能够编辑或删除您重新分发的任何内容，并且必须根据我们的要求及时编辑或删除它。

最后，您理解并同意，Banaba在向用户（包括您）提供服务所需的技术步骤中，可能需要对您的用户提交进行更改，以使其符合和适应连接网络、设备、服务或媒体的技术要求，前述许可证包括这样做的权利。

我们已采用以下版权侵权政策。我们保留权利（1）阻止访问或删除我们善意认为非法复制和分发的任何受版权保护的材料，（2）向多次侵权的用户终止服务。

报告版权侵权的程序

如果您认为服务上驻留或可访问的材料或内容侵犯了您的版权（或您被授权代表的人的版权），请向Banaba的指定代理人发送版权侵权通知（我们的“指定代理人”，其联系信息如下），通知应包含以下信息：

在收到有效和善意的侵权通知后

在收到有效的版权侵权通知后，我们保留权利：

向指定代理人提供反通知的程序

如果内容提供者认为被删除的材料（或被禁用访问的材料）不侵权，或内容提供者认为其有权发布和使用该材料，内容提供者可以向我们发送包含以下信息的反通知，发送至指定代理人：

如果指定代理人收到反通知，Banaba可自行决定将反通知副本发送给原投诉方，通知其Banaba可能会在10个工作日内恢复已删除的材料或停止禁用访问。除非版权所有者提出诉讼，要求法院命令内容提供者侵犯版权，否则在收到反通知后10到14个工作日内或更长时间，删除的材料可能会被恢复或重新访问，Banaba自行决定。

通过服务公开发布或私下传输的任何信息或内容的唯一责任由该内容的发起人承担，您自担风险访问所有此类信息和内容。我们对该信息或内容中的任何错误或遗漏或因其使用而引起的任何损害或损失不承担责任。我们无法控制，也无义务采取任何行动来确保您如何解释和使用内容或因接触内容而可能采取的行动。您在此解除我们因您通过服务获取或未获取内容而引起的所有责任。我们不是医疗或精神病专业人员，我们的内容不能替代医疗或精神病治疗。我们鼓励您在必要时始终寻求专业医疗或精神病专业人员的帮助。我们无法保证您在服务中与之互动的任何用户的身份，也不对哪些用户能够访问服务负责。

Banaba对任何第三方网站或通过服务与之互动的任何第三方的内容、准确性、隐私政策或实践不承担责任或控制。此外，Banaba不会也不能监控、验证、审查或编辑任何第三方网站或服务的内容。我们鼓励您在离开服务时注意，并阅读您访问或使用的每个第三方网站或服务的条款和隐私政策。通过使用服务，您释放并使我们免受因您使用任何第三方网站或服务而引起的任何及所有责任。

如果您与本网站或服务上的参与者或用户与任何第三方之间发生争议，您同意Banaba无义务参与。如果您与一个或多个其他用户发生争议，您在此释放Banaba及其董事、官员、员工、代理人和继任者因此类争议和/或我们的服务引起的所有类型或性质的索赔、需求和损害。

我们一直在努力改进我们的服务，因此它们可能会随着时间的推移而改变。我们可能会暂停或停止服务的任何部分，或我们可能会引入新功能或限制某些功能或限制访问服务的部分或全部。我们会尽量在对您有不利影响的重大更改时通知您，但这并不总是可行的。请注意，如果您选择不接收我们的法律通知电子邮件（或您未向我们提供您的电子邮件地址），这些法律通知仍将管辖您对服务的使用，并且您仍有责任阅读和理解它们。如果您在这些条款变更后使用服务，即表示您同意所有变更。我们保留在任何时候以任何理由（包括但不限于有人声称您提交的内容违反这些条款时）删除任何内容的权利，并且无需通知。

Banaba提供受限制的免费版的服务（“免费服务”）。

Banaba提供某些服务，包括通过付费年度、月度、家庭或终身订阅访问的增强功能和内容（“付费服务”）。请注意，您在使用或注册付费服务的过程中向您展示的任何付款条款被视为这些条款的一部分。

您可以通过免费试用在有限时间内访问付费服务。有时，您的付费服务访问可能会从初始折扣促销期开始。任何提供访问付费服务的免费试用或其他折扣促销必须在试用或促销期的指定时间内使用。如果您在免费试用付费服务，我们将在您使用的付费服务开始收费前通知您，如果您希望继续使用此类服务，您必须支付所有适用的费用。如果您在促销期内享受付费服务的折扣，您必须在促销期结束后支付付费服务的全价。否则，您必须在免费试用或促销期结束前取消付费服务订阅，以避免在免费试用或促销期结束后被收取全价。如果您在试用期结束前取消并因错误被收取付费服务的费用，请联系我们的[email protected]。

如果您选择通过服务接收短信，数据和消息费率可能适用。任何和所有此类费用、费用或成本是您唯一的责任。您应咨询您的无线运营商，以确定可能适用于您使用服务的费率、费用或成本。

我们可能使用某些第三方支付处理器（例如Apple Pay、Google Pay、PayPal等，每个称为“支付处理器”）通过与您在服务上关联的支付账户（您的“账单账户”）向您收取付费服务的费用。付款处理将受支付处理器的条款、条件和隐私政策以及这些条款的约束。我们鼓励您阅读通过支付处理器购买付费服务的条款、条件和隐私政策。我们不对支付处理器的任何错误或其他行为或疏忽负责。通过选择使用付费服务，您同意通过支付处理器向我们支付所有费用，包括任何适用的税款和费用，按当时适用的付款条款，您授权我们通过支付处理器向您选择的付款提供者（您的“支付方式”）收取费用。您同意使用您选择的支付方式付款。我们保留纠正支付处理器错误的权利，即使已请求或收到付款。

您的付款条款将基于您的支付方式，并可能由您与金融机构、信用卡发行商、应用商店（如以下定义）或您选择的其他提供商之间的协议决定。如果我们通过支付处理器未收到您的付款，您同意根据需求支付账单账户上的所有金额。

某些付费服务可能包含初始期，对于该期间有首次收费，然后是双方同意的定期收费。通过选择定期付款计划，您承认此类服务具有初始和定期付款功能，并且您在取消前承担所有定期费用的责任。我们可以在不需要进一步授权的情况下提交定期费用（例如，每月），直到您提供提前通知（我们确认收到），表明您已终止此授权或希望更改您的支付方式。在我们合理可以采取行动之前提交的费用不会受到影响。要终止您的授权或更改您的支付方式，请转到账户设置。

您必须为您的账单账户提供当前、完整和准确的信息。您必须及时更新所有信息，以保持账单账户的最新、完整和准确（例如账单地址、信用卡号码或信用卡到期日期的更改），并且如果您的支付方式被取消（例如丢失或被盗）或如果您发现潜在的安全漏洞（例如未经授权的用户名或密码披露或使用），您必须及时通知

我们或我们的支付处理器。可以在账户设置中进行此类信息的更改。如果您未能提供上述任何信息，您同意我们可以继续根据您的账单账户使用付费服务的费用，除非您已根据上述规定终止付费服务。

我们保留随时更改价格条款的权利，但我们应提供价格上涨的通知以及其生效日期。价格变更仅适用于生效日期之后开始的续订期，具体日期将通知您。任何与您的支付提供商的协议将管辖您使用支付方式的行为。

除非您选择退出自动续订，可以通过您的账户设置完成，您注册的任何付费服务将自动延长与原始选择的订阅期限相同的连续续订期，按当时的非促销费率。要随时更改或取消您的付费服务，请转到网站上的账户设置或应用商店的订阅设置。如果您终止付费服务，您可以在当前期限结束之前使用您的订阅，并且您的订阅将在当前期限到期后不再续订。但是，您将没有资格获得已支付订阅期内的任何部分的按比例退款。如果您不希望继续按月或年度重复收费，您必须通过账户设置取消适用的付费服务或在当前期限结束之前终止您的Banaba账户。如果您通过应用商店创建了账户，您必须通过应用商店取消订阅。付费服务不能在您已支付的期限结束前终止，除非这些条款另有明确规定，否则Banaba没有义务退还（全部或部分按比例）您已支付的费用。

所有付费服务和礼品卡的销售都是最终的。任何退款或折扣基于我们的酌情决定，并逐案处理。如果您通过我们的网站购买了付费服务，可以通过发送支付处理器的收据按照帮助中心的说明请求退款，如果获得批准，我们可能会为您提供退款或等值的储值。如果您通过应用商店购买了付费服务，您必须直接联系应用商店请求退款。

如果您对费用有任何疑虑或异议，您同意首先与我们提出，并同意在没有合理尝试直接通过我们的帮助中心并通过客户支持聊天系统解决问题之前，不对信用卡或第三方支付处理费用提出异议、取消、拒绝任何信用卡或第三方支付处理费用。

我们提供的任何促销代码或优惠不得与任何其他促销代码或优惠一起使用，过去或现在除外。介绍性优惠仅适用于新用户，除非另有明确说明。以前的用户或付费服务的以前免费试用用户不符合新用户资格。并非每个促销代码都适用于每个账户。除非在任何促销条款中另有规定，所有定价促销或折扣将适用于付费服务的初始期限，任何续订将按续订时的费率收取。

您可以随时停止使用服务，包括通过账户设置终止您的账户。您可以通过[email protected]联系我们获取此过程的帮助。请参阅我们的隐私政策以及上述许可证，以了解在您停止使用我们的服务后我们如何处理您提供给我们的信息。

Banaba也可以因任何原因终止（或暂停访问）您使用服务或您的账户，包括您违反这些条款。Banaba有权自行决定您是否违反了这些条款中的任何限制。

除非您删除账户，即使您未主动使用服务和/或已从设备中删除应用程序，您的账户将保持开放。只有在您选择通过账户设置删除账户时，您的账户才会完全终止。账户终止可能会导致与您的账户相关的任何内容被删除，因此在决定终止账户之前请考虑这一点。

如果您错误地删除了账户，请立即联系我们的[email protected] – 我们将尽力帮助，但不保证我们能恢复或恢复任何内容。

您承认并同意，我们的应用和服务的可用性取决于您从中下载应用程序的第三方商店，例如Apple的App Store或Google的Android应用市场（每个称为“应用商店”）。每个应用商店可能有其自己的条款和条件，您必须在从此类商店下载移动应用程序之前同意这些条款，包括以下关于Apple App Store的特定条款。您同意遵守并且您的应用程序使用许可取决于您遵守此类应用商店的条款和条件。在此类应用商店的条款和这些服务条款之间存在冲突的情况下，以这些服务条款的更严格或冲突条款为准。

这些条款适用于您使用的所有服务，包括通过Apple, Inc.（“Apple”）App Store提供的应用程序，但以下附加条款也适用于该应用程序：

Banaba可能会不时提供奖励或激励措施，以推荐他人使用服务。推荐用户（“推荐人”）可以推荐既不是Banaba当前客户也不是服务注册用户的个人或实体（“被推荐人”）。注册用户是指已拥有Banaba现有账户的个人或实体。推荐人的推荐数量没有限制，推荐人可以通过此类特别优惠获得的累计奖励或激励也没有限制，除非具体推荐优惠条款中另有说明。推荐人将收到特定优惠中描述的每个被推荐人完成的所需操作（如注册账户或购买）的奖励或激励。所有被推荐人必须是首次接受优惠，并且对同一个人或实体的多次推荐将被忽略。Banaba保留随时修改或终止任何特别优惠的权利，最终决定推荐优惠和奖励，并出于任何原因或无任何原因撤销推荐人和被推荐人的特别优惠。如果Banaba确定推荐人或被推荐人试图获得不公平的优势或以其他方式违反了此类特别优惠的条款或精神，Banaba保留（a）撤销向推荐人或被推荐人发放的任何奖励或激励和/或（b）向推荐人或被推荐人收取（1）推荐人或被推荐人在此类撤销之前使用的奖励或激励或（2）Banaba向任何不合格的推荐人或被推荐人发放的奖励或激励。所有特别优惠均受服务上或在特别优惠中展示的任何其他条款、条件和限制的约束。

Banaba及其许可方、供应商、合作伙伴、母公司、子公司或关联实体及其各自的高级职员、董事、成员、员工、顾问、合同员工、代表和代理人及其各自的继任者和受让人（Banaba及所有此类方统称为“Banaba方”）不对服务做任何陈述或保证，包括但不限于服务中包含或通过服务访问的任何内容，Banaba方不对因使用或以任何方式与您参与服务相关的任何内容的准确性、版权合规性、合法性或正当性或任何索赔、行动、诉讼程序、费用、开支、损害或责任负责。Banaba方不对通过服务或与服务相关提供或购买的服务或产品的建议或推荐做任何陈述或保证。

您同意赔偿并使Banaba方免受因您使用服务（包括第三方使用您的账户采取的任何行动）和您违反这些条款引起的任何及所有索赔、责任、损害（实际和后果性）、损失和费用（包括律师费）。在此类索赔、诉讼或行动（“索赔”）中，我们将尝试向我们持有的您的账户联系信息提供索赔通知（但未能送达此类通知不影响或减少您在本协议下的赔偿义务）。

这些条款受加拿大联邦法律和不列颠哥伦比亚省法律管辖，并根据其解释，不考虑法律冲突条款。

双方应尽最大努力通过善意协商解决因这些条款的主题引起或与之相关的任何争议、索赔、问题或分歧，这是任何一方启动仲裁的前提条件。如果此类协商未解决争议，将在加拿大温哥华市通过具有约束力的仲裁最终解决仲裁。

未经Banaba的事先书面同意，您不得以任何方式（通过法律运作或其他方式）转让、委托或转移这些条款或您的权利或义务或您的服务账户。我们可以转让、委托或转移这些条款及我们的权利和义务。您将负责支付、扣缴、提交和报告与您使用服务相关的所有税款、关税和其他政府评估，Banaba可以自行决定代表您或为自己进行上述任何操作。无论您或我们未能以任何方式行使任何权利均不被视为放弃任何进一步的权利。如果这些条款的任何条款被视为不可执行或无效，则该条款将被限制或消除到最低程度，以便这些条款在其他方面保持完全有效和可执行。您和Banaba同意这些条款是您和Banaba之间相互理解的完整和排他性声明，并且这些条款取代并取消所有以前的书面和口头协议、通信和其他与这些条款主题相关的理解。您在此承认并同意，您不是Banaba的员工、代理人、合作伙伴或合资企业，您无权以任何方式绑定Banaba。

除非在上文关于Apple应用程序和仲裁协议部分明确规定，否则您和Banaba同意这些条款下无任何第三方受益人。

Welcome to Banaba! Banaba.ai. (“Banaba,” “we”) aims to help you grow in faith and spirituality, and find peace in God through Bible studies, prayers, and social services available on our website (“Site”), mobile applications (“Apps”), products, and services (collectively, the “Services”).

Please read on to learn the rules and restrictions that govern your use of our Services. If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at:

These Terms of Service (“Terms”) form a binding contract between you and Banaba, Inc. (“Banaba,” “we”). By using our Services in any way, you agree to all of these Terms, which will remain in effect during your use of the Services. These Terms include the provisions in this document and those in the Privacy Policy, Cookie Policy, and Copyright Dispute Policy. Your use of or participation in certain Services may also be subject to additional policies, rules, and/or conditions (“Additional Terms”), which are incorporated here by reference. By using or participating in any such Services, you agree to comply with these Additional Terms as well.

Please read these Terms carefully. If you are under 18, please ensure that a parent or guardian reads these Terms with you. These Terms contain important information about our Services, any fees and charges we may collect, automatic renewals, liability limitations, class action waivers, and how disputes will be resolved by arbitration instead of in court. Your use of and access to our Services are subject to these Terms; if you do not agree to all of them, you may not use or access the Services.

Except for certain types of disputes described in the arbitration agreement section below, you agree that disputes between you and us will be resolved by binding, individual arbitration and you waive your right to participate in class actions or class arbitrations.

We are constantly trying to improve our Services, so these Terms may need to change along with our Services. We reserve the right to change the Terms at any time. If we do so, we will place a notice on our Site, send you an email, and/or notify you by other means. Unless otherwise stated, changes will be effective upon posting.

If you do not agree with the new Terms, you are free to reject them; however, this means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, it means you agree to all changes.

Apart from changes described here, any other amendment or modification of these Terms must be in writing and signed by both you and us. In the event of a dispute, the version of the Terms in effect at the time Banaba receives actual notice of the dispute will apply.

Banaba takes user privacy very seriously. For the current Banaba Privacy Policy, please click here.

We do not knowingly collect or solicit personally identifiable information from children under the age of consent (“Children”) without verifiable parental consent (“Parental Consent”), except for a limited amount of personally identifiable information needed to obtain Parental Consent (“Necessary Information”). Until we have received Parental Consent, we will only use Necessary Information to obtain Parental Consent. If you are a Child, please do not try to register for or use the Services or send any personal information about yourself to us until we have obtained Parental Consent. If you believe a Child may have provided us personal information beyond Necessary Information without Parental Consent, please contact us at [email protected]. For more information on how we handle Children's personal data, please see the “Children's Personal Data” section of our Privacy Policy.

To access certain features of the Services, you may need to register for an account (“Account”), select a password and username (“Banaba User ID”), and provide us with certain information or data, such as your contact details. You agree to provide accurate, complete, and updated registration information. You must not select a name you don’t have the right to use, or another person’s name with the intent to impersonate that person. Without prior written permission, you must not transfer your Account to anyone else.

You may be able to access some parts or features of the Services by using credentials from other services (such as those provided by Google and Apple) (each, a “Third-Party Account”). By using the Services through a Third-Party Account, you permit us to access certain information from the Third-Party Account for use by the Services. You control the amount of information available to us by adjusting your Third-Party Account settings.

You represent and warrant that you are an individual of legal age to form a binding contract (or, if not, you’ve received your parent’s or guardian’s permission to use the Services and have gotten your parent or guardian to agree to these Terms on your behalf).

You agree to use the Services only for your internal, personal, non-commercial purposes, and in compliance with all applicable laws and regulations. If applicable law prohibits your use of the Services, you are not authorized to use the Services. We are not responsible for your use of the Services in a way that breaks the law.

You must not share your Banaba User ID, Account, or password with anyone else, and you must protect the security of your Banaba User ID, Account, password, and any other access tools or credentials. You are fully responsible for all activity associated with your Banaba User ID and Account.

As part of the Services, you may receive communications through the Services, including messages from Banaba (e.g., via email or SMS). If you encounter any issues with the messaging program, you can get help by contacting [email protected]. You can opt-out of receiving promotional emails by following the instructions in those emails or by contacting [email protected]. Even if you opt-out of promotional emails, we may still send you transactional or administrative emails, such as those about your Account or ongoing business activities, including legal notices. With your consent, we may send promotional and other push notifications to your mobile device. You can turn these off by adjusting your device settings.

By registering for the Services and providing your wireless number, you confirm and opt-in to receiving communications from Banaba, including information and marketing SMS messages, which may be delivered using automatic dialing technology to the wireless number you provided. Carrier message and data rates may apply, and Banaba is not responsible for delayed or undelivered messages. You agree to receive such communications and further agree that each individual you register for the Services or for whom you provide a wireless phone number has consented to receive communications from Banaba.

You agree to indemnify and hold Banaba harmless for any claims, liabilities, damages (actual and consequential), losses, and expenses (including attorneys’ fees) arising from your violation of the above obligations.

You represent, warrant, and agree that you will not contribute any content or otherwise use the Services or interact with the Services in a manner that:

A violation of any of the foregoing is grounds for termination of your right to use or access the Services.

The materials displayed or available through the Services, including but not limited to audio and/or visual content, text, graphics, data, articles, photos, images, illustrations, and user submissions (collectively, the “Content”), are protected by copyright and/or other intellectual property laws (including the Digital Millennium Copyright Act). You agree to abide by all copyright notices, trademark rules, information, and restrictions contained in any Content accessed through the Services and will not use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell, commercialize, or otherwise exploit for any purpose any Content not owned by you without the prior consent of the respective owner or in a way that violates someone else’s (including Banaba’s) rights.

Subject

to these Terms, we grant each user of the Services a worldwide, non-exclusive, non-sublicensable, and non-transferable license to use (i.e., to download and display locally) Content solely for purposes of using the Services. Use, reproduction, modification, distribution, or storage of any Content for purposes other than using the Services is expressly prohibited without prior written permission from us. You understand that Banaba owns the Services. Except as expressly set forth herein, you may not modify, publish, transmit, participate in the transfer or sale of, reproduce (except as expressly provided herein), create derivative works based on, or otherwise exploit any part of the Services. The Services may allow you to copy or download certain Content, but please remember that even if these features exist, all the restrictions in this section still apply.

Any content you submit, post, upload, share, store, or otherwise provide through the Services is your “User Submission.”

You are solely responsible for all User Submissions you submit through the Services. You represent that all User Submissions you provide are accurate, complete, up-to-date, and in compliance with all applicable laws, rules, and regulations. You agree that you will not submit any User Submission that violates the “Restrictions on Use of the Services” section above.

We are not responsible for any User Submissions’ content, and we do not endorse any opinion contained in any User Submission. We make no warranties or representations about the accuracy, legality, or quality of any User Submission. We have the right to disclose your identity to any third party claiming that your User Submission violates their rights.

We may use feedback and other submissions for our internal business purposes, such as trend research and service improvements. You acknowledge that we may indirectly benefit from your sharing User Submissions, public User Submissions, or feedback and other submissions. For clarity, we will not publicly share your User Submissions or personal data without your explicit authorization unless it is consistent with our Privacy Policy.

We do not review User Submissions, but we have the right to review User Submissions to operate the Services and comply with legal or regulatory requirements. We reserve the right to remove, edit, or refuse to post any User Submissions at any time (without prior notice) at our sole discretion. Violations of these Terms by User Submissions are grounds for restricting and/or terminating your use or access to the Services.

To display your User Submissions on the Services and allow other users to view them (as applicable), you grant us certain rights to those User Submissions. All licenses granted to us are subject to our Privacy Policy as they pertain to User Submissions that are also your personal data.

For all User Submissions, you grant Banaba the license to modify (for technical purposes, such as ensuring your content is viewable on the App and the Site), aggregate, copy, and otherwise process User Submissions so we can operate the Services as described in more detail below.

For private User Submissions, you grant Banaba the above license, as well as the right to display, perform, and distribute your private User Submissions for the purpose of making them accessible to you and providing the necessary Services.

For shared User Submissions, you grant Banaba the above license, as well as the right to display, perform, aggregate, anonymize, and distribute your shared User Submissions for the purpose of making them accessible to other designated users (including parish administrators) and providing the necessary Services. Additionally, you grant these other designated users access to the shared User Submissions and the right to use and exercise all rights in them, as allowed by the Services' functionality.

For public User Submissions, you grant Banaba the above license, as well as the right to display, perform, aggregate, anonymize, and distribute your public User Submissions to make them accessible to other users of the Services and provide the necessary Services.

For feedback and other submissions, you grant Banaba the above license, as well as the right to use, edit, display, perform, distribute, create derivative works from, and fully exploit your feedback for our (and our successors and assigns) business purposes, including promoting and redistributing part or all of the Services (and derivative works) in any media formats and through any media channels, even after your Account is terminated.

For clarity, the above licenses granted to us and our users do not affect your other ownership or license rights in your User Submissions, including the right to grant additional licenses to your User Submissions unless otherwise agreed in writing. You represent and warrant that you have all the rights to grant us such licenses and will not infringe or violate any third-party rights, including but not limited to any privacy rights, publicity rights, copyrights, trademark rights, contract rights, or any other intellectual property or proprietary rights. You agree that the licenses you grant are royalty-free, perpetual, sublicensable, irrevocable, and worldwide.

Certain features of the Services allow you to share your usage activities or information with others, including those in your parish or through social networks. When content is authorized for sharing, we will clearly identify the content authorized for redistribution and how it may be redistributed, usually through a “share” button near the content. If you share information from the Services with others (including any social network), you authorize Banaba to share that information with the applicable third party. Please review the policies of any third parties with whom you share information to understand how they may use your information. If you redistribute content, you must be able to edit or delete any content you redistribute and must do so promptly upon our request.

Finally, you understand and agree that Banaba may need to make changes to your User Submissions to operate the Services, including conforming and adapting your User Submissions to technical requirements of connecting networks, devices, services, or media. The above licenses include the right to do so.

We have adopted the following copyright infringement policy. We reserve the right to (1) block access to or remove any content we believe in good faith is illegally copied and distributed and (2) terminate the Services of repeat infringers.

If you believe that material or content residing on or accessible through the Services infringes your copyright (or the copyright of someone you are authorized to act on behalf of), please send a notice of copyright infringement to Banaba’s Designated Agent (our “Designated Agent”), including the following information:

Upon receiving a valid copyright infringement notice, we reserve the right to:

If the content provider believes that the material removed (or to which access was disabled) is not infringing or the content provider believes they have the right to post and use such material, they can send a counter-notice to our Designated Agent including the following information:

If our Designated Agent receives a counter-notice, Banaba may send a copy of the counter-notice to the original complaining party informing them that Banaba may restore the removed material or cease disabling it in 10 to 14 business days or longer at Banaba’s sole discretion unless the copyright owner files an action seeking a court order against the content provider.

You bear all risks associated with accessing any information or content transmitted publicly or privately through the Services. We are not responsible for any errors or omissions in any content or any loss or damage resulting from the use of any content. We do not control or endorse the content, messages, or information found in the Services, and we specifically disclaim any responsibility for such content.

Banaba does not endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any content or communications posted through the Services or endorse any opinions expressed through the Services. You understand that by using the Services, you may be exposed to content that might be offensive, harmful, inaccurate, or otherwise inappropriate.

You agree to release and hold harmless Banaba from any claims, demands, and damages arising out of your use of the Services or participation in any content, including any disputes you may have with other users or third parties through the Services. You acknowledge and agree that we are not obligated to resolve any disputes you may have.

Banaba may contain

links or connections to third-party websites or services that are not owned or controlled by Banaba. When you access third-party websites or use third-party services, you accept that there are risks in doing so, and Banaba is not responsible for such risks.

Banaba has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to be aware of when you leave the Services and to read the terms and conditions and privacy policy of each third-party website or service that you visit or utilize.

We are always improving our Services, so they may change over time. We may suspend or discontinue any part of the Services or introduce new features or impose limits on certain features or restrict access to parts or all of the Services. We will try to notify you of any material changes that adversely affect you, but this may not always be possible. Note that if you opt out of receiving legal notice emails (or you do not provide us with your email address), those legal notices will still govern your use of the Services, and you are still responsible for reading and understanding them. If you continue to use the Services after any changes to these Terms become effective, you agree to abide by the revised Terms. We reserve the right to remove any content at any time, for any reason (including, but not limited to, if someone alleges you contributed content in violation of these Terms), with or without notice.

Banaba offers a limited free version of the Services (“Free Services”).

Banaba offers certain enhanced features and content accessible through annual, monthly, family, or lifetime subscriptions (“Paid Services”). Any payment terms presented to you in the process of using or signing up for a Paid Service are deemed part of these Terms.

You may be given access to Paid Services for a limited time through a free trial or initial discount promotional period. Any free trial or other promotion providing access to Paid Services must be used within the specified time period. If you sign up for a free trial of Paid Services, we will notify you before the Paid Services start being billed, and you must pay all applicable fees if you wish to continue using such Services. If you enjoy a discount on Paid Services during a promotional period, you must pay the full price for Paid Services after the promotional period ends. Otherwise, you must cancel the subscription to Paid Services before the free trial or promotional period ends to avoid being charged full price. If you cancel before the end of the trial period but are charged in error for Paid Services, please contact [email protected].

We may use third-party payment processors (e.g., Apple Pay, Google Pay, PayPal, etc., each a “Payment Processor”) to bill you for Paid Services through an account linked to your Account on the Services (your “Billing Account”). Payment processing will be subject to the Payment Processor’s terms, conditions, and privacy policies, in addition to these Terms. We encourage you to read the terms, conditions, and privacy policies of any Payment Processor used to purchase Paid Services. We are not responsible for errors or omissions by any Payment Processor. By choosing to use Paid Services, you agree to pay us, through the Payment Processor, all charges at the prices then in effect for any use of such Paid Services in accordance with the applicable payment terms, and you authorize us, through the Payment Processor, to charge your chosen payment provider (your “Payment Method”). You agree to make payments using your selected Payment Method. We reserve the right to correct any errors or mistakes made by the Payment Processor, even if payment has already been requested or received.

Your payment terms will be based on your Payment Method and may be determined by agreements between you and the financial institution, credit card issuer, app store (as defined below), or other provider of your chosen Payment Method. If we do not receive payment from you through the Payment Processor, you agree to pay all amounts due upon demand from your Billing Account.

Some Paid Services may include an initial period with an initial charge followed by recurring charges at mutually agreed intervals. By selecting a recurring payment plan, you acknowledge that such services have an initial and recurring payment feature, and you accept responsibility for all recurring charges prior to cancellation. We may submit periodic charges (e.g., monthly) without further authorization from you until you provide advance notice (which we confirm receipt of) that you have terminated this authorization or wish to change your Payment Method. Such notice will not affect charges submitted before we could reasonably act. To terminate your authorization or change your Payment Method, go to your Account settings.

You must provide current, complete, and accurate information for your Billing Account. You must promptly update all information to keep your Billing Account current, complete, and accurate (e.g., change in billing address, credit card number, or credit card expiration date), and you must promptly notify us or our Payment Processor if your Payment Method is canceled (e.g., for loss or theft) or if you become aware of a potential security breach (e.g., unauthorized disclosure or use of your username or password). Changes to such information can be made in your Account settings. If you fail to provide any of the above information, you agree that we may continue charging you for any Paid Services under your Billing Account unless you have terminated your Paid Services as set forth above.

We reserve the right to change pricing terms for Paid Services at any time, but will provide advance notice of any price increase and its effective date. Price changes will only apply to renewal periods beginning after the effective date of the price change. Any agreement you have with your Payment Method provider will govern your use of the Payment Method.

Unless you opt out of auto-renewal, which you can do through your Account settings, any Paid Services you have signed up for will automatically extend for successive renewal periods of the same duration as the original subscription term at the then-current non-promotional rate. To change or cancel your Paid Services at any time, go to your Account settings on the website or your subscription settings in the app store. If you terminate a Paid Service, you may use your subscription until the end of the current term, and your subscription will not be renewed after the current term expires. However, you will not be eligible for a prorated refund of any portion of the subscription fee paid for the then-current subscription period. If you do not want to continue being charged on a monthly or annual basis, you must cancel the applicable Paid Service or terminate your Banaba Account before the end of the current term. If you signed up for a Paid Service through an app store, you must cancel your subscription through the app store. Paid Services cannot be terminated before the end of the period for which you have already paid, and Banaba will not refund any fees you have already paid, except as expressly set forth in these Terms.

All sales of Paid Services and gift cards are final. Any refunds or discounts are at our sole discretion and are evaluated on a case-by-case basis. If you purchased Paid Services through our website, you can request a refund by sending the receipt from the Payment Processor according to the instructions in the Help Center. If approved, we may provide you with a refund or equivalent store credit. If you purchased Paid Services through an app store, you must contact the app store directly to request a refund.

If you have any concerns or disputes about fees, you agree to raise them with us first and agree not to cancel, reject, or dispute any credit card or third-party payment processing fees before you have made a reasonable attempt to resolve the issue directly through our Help Center and Customer Support chat system.

Any promotional codes or offers provided by us cannot be combined with any other promotional codes or offers, past or present, unless otherwise expressly stated. Introductory offers apply to new users only unless otherwise expressly stated. Previous users or trial users of Paid Services do not qualify as new users. Not all promotional codes may apply to all Accounts. Unless otherwise stated in any promotional terms, all pricing promotions or discounts will apply to the initial term, and any renewals will be charged at the renewal rate in effect at the time of renewal.

You may stop using the Services at any time, including by terminating your Account through your Account settings. You can contact us at [email protected] for help with this process. Please refer to our Privacy Policy and the licenses above to understand how we treat information you provide to us after you stop using our Services.

Banaba may also terminate (or suspend access to) your use of the Services or your Account for any reason, including if you violate these Terms. Banaba has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms.

Your Account will remain open unless you choose to delete it, even if you are not actively using the Services and/or have deleted the app from your device. Your Account will only be fully terminated if you choose to delete it through your Account settings. Account termination may result in the deletion of any content associated with your Account, so please consider this before deciding to terminate your Account.

If you accidentally delete your Account, please contact us immediately at [email protected] – we will try to help, but we cannot guarantee that we will be able to recover or restore any content.

Some provisions of these Terms will survive termination, including any obligations to pay us, any limitations on our liability, any terms regarding ownership or intellectual property rights, and any terms regarding disputes between us, including without limitation the arbitration agreement.

You acknowledge and agree that our Apps and Services' availability depends on the third-party store from which you download the Apps, such as Apple’s App Store or Google’s Android app market (each, an “

App Store”). Each App Store may have its own terms and conditions that you must agree to before downloading mobile applications from such store, including the specific terms regarding Apple’s App Store below. You agree to comply with such App Store terms and conditions, and your license to use the Apps is conditioned upon your compliance with such App Store terms and conditions. In the event of a conflict between an App Store’s terms and these Terms, the more restrictive or conflicting provisions shall apply.

These Terms apply to your use of all Services, including any Apps available via the Apple, Inc. (“Apple”) App Store, but the following additional terms also apply to any such Apps:

Banaba may from time to time offer rewards or incentives for referring others to use the Services. A referring user (“Referrer”) may refer individuals or entities who are not currently Banaba customers and who have not previously registered for the Services (“Referees”). Registered users are individuals or entities that already have a Banaba account. There is no limit on the number of referrals a Referrer may make, and no limit on the cumulative rewards or incentives that may be earned through such special offers, unless specifically stated in the referral offer terms. The Referrer will receive a reward or incentive for each Referee who completes the required action described in the specific offer (e.g., registering for an account or making a purchase). All Referees must be new to the Services, and multiple referrals for the same person or entity will be disregarded. Banaba reserves the right to modify or terminate any special offer at any time, and the final determination as to the special offer eligibility and rewards rests with Banaba. If Banaba determines that the Referrer or Referee has attempted to gain unfair advantage or otherwise violated the terms or spirit of such special offer, Banaba reserves the right to (a) void any rewards or incentives earned by the Referrer or Referee and/or (b) charge the Referrer or Referee for any (1) rewards or incentives the Referrer or Referee received prior to such voiding and (2) any rewards or incentives Banaba gave to any ineligible Referrer or Referee. All special offers are subject to any additional terms, conditions, and restrictions displayed on the Services or in the special offer.

Banaba and its licensors, suppliers, partners, parent, subsidiary, and affiliated entities, and their respective officers, directors, members, employees, consultants, contractors, representatives, and agents and their respective successors and assigns (Banaba and all such parties collectively, the “Banaba Parties”) make no representations or warranties about the Services, including any content or products available through the Services, and the Banaba Parties disclaim any responsibility for the accuracy, copyright compliance, legality, or decency of any content or products provided by the Services.

You agree to indemnify and hold harmless the Banaba Parties from any and all claims, liabilities, damages (actual and consequential), losses, and expenses (including attorneys’ fees) arising from or in any way related to your use of the Services (including any actions taken by a third party using your Account) and your violation of these Terms. In the event of any such claim, suit, or action (“Claim”), we will attempt to provide notice of the Claim to the contact information we have for your Account (provided that failure to deliver such notice shall not eliminate or reduce your indemnification obligations hereunder).

These Terms are governed by and construed in accordance with the federal laws of Canada and the laws of the Province of British Columbia, without regard to conflict of law principles.

The parties shall use their best efforts to settle amicably any dispute, claim, question, or disagreement arising out of or relating to these Terms through good-faith negotiation, which shall be a condition to either party initiating arbitration. If such efforts are unsuccessful, any controversy or claim arising out of or relating to these Terms, or the breach thereof, shall be settled by binding arbitration in Vancouver, Canada.

You may not assign, delegate, or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without Banaba's prior written consent. We may assign, delegate, or transfer these Terms and our rights and obligations without consent. You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services, provided that Banaba may, in its sole discretion, do any of the foregoing on your behalf or for itself as it sees fit. The failure of you or us to exercise any right provided for herein shall not be deemed a waiver of any further rights hereunder. If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable. You and Banaba agree that these Terms are the complete and exclusive statement of the mutual understanding between you and Banaba, and that they supersede and cancel all previous written and oral agreements, communications, and other understandings relating to the subject matter of these Terms. You hereby acknowledge and agree that you are not an employee, agent, partner, or joint venturer of Banaba, and you do not have any authority of any kind to bind Banaba in any respect whatsoever.

Except as expressly set forth in the section above regarding Apple’s App Store, you and Banaba agree there are no third-party beneficiaries intended under these Terms.